Smart Pension
A modern pension for contractors
Voted Best Pension Provider 2024 in The Contracting Awards 2024.
FCSA use Smart Pension as their workplace pension provider.
“We love having Smart Pension as one of the FCSA’s business partners! They are always on hand and there to support our members and their contractors, helping them to better outcomes. It’s great to know that our partnership contractors are in the best hands when it comes to saving for retirement.”
Deb Murphy, Head of Operations, Freelancer and Contractor Services Association
Why choose Smart Pension?
Expertise working with contractors and freelancers
We are proud to already be helping over 26,000+ contractors save for their retirement. We understand how pension saving can be impacted by short-term contracts, and we’re passionate about helping contractors maximise their retirement savings during their careers.
Value for money
Our digital-first technology brings huge efficiency, meaning that we can keep our charges low. As a member of FCSA, your contractors will receive 42% off their Smart Pension monthly member charges*. This means that, if they remain in the Smart Pension default investment fund under Smart Pension’s current member charge rates, your contractors will be paying £1 per month and an annual management charge of 0.30%.
Easy-to-use app
Through the Smart Pension app, contractors and freelancers can get ‘real time’ pension account information on demand.
Simple payroll integration
Our platform’s ‘one-click’ API integration with all major payroll software makes running pension admin hassle-free every month.
More than a pension
We offer free, unlimited access to over 1,400 discounts at major retailers across the UK
*Terms and conditions apply. Smart Pension Limited reserves the right to make changes to the terms and conditions of its products from time to time in accordance with the terms of use. We will provide one month’s notice of any change to the charges as set out in the terms of use. Smart Pension reserves the right to amend its charges (including its standard member charges) in the future albeit that the 42% discount on the standard member charges will continue to apply for companies that access this offer.
