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Smart Pension

Smart Pension offers a modern pension for umbrella companies

We are transforming retirement, savings and financial wellbeing, across all generations. We’ve rapidly become one of the largest UK workplace pension providers, with backing from global financial giants including Barclays, Chrysalis Investments, DWS Group, J.P. Morgan, Legal & General and Natixis Investment Managers.

Why choose Smart Pension?

• Stay compliant with auto enrolment law, sort your auto enrolment obligations and fulfil your legal duties within minutes.

• Simple payroll integration – Our one-click API integration with lots of major payroll software providers makes running pension admin each month hassle-free.

• Get value for money – Our digital-first technology makes us extremely efficient which allows us to keep our charges low. Many companies switch to Smart Pension to reduce the pension charges their employees pay.

• Tech and innovation – we favour technological solutions and invest heavily in user research making pensions easier for everyone.

Exclusive discount* available to FCSA clients:

As an approved provider of FCSA, we are offering your contractors a reduced monthly member charge of £1 as opposed to our standard £1.75 charge. And an annual management charge of 0.30% on investment funds for members who remain in the default investment strategy.

You will also benefit from no set up charge for you as an employer and assisted onboarding with a dedicated point of contact.

Give your contractors access to modern features with Smart Pension

• An award-winning platform that is designed to make it easy for members to access their account in real-time using their phone, tablet or laptop.
• Tackling climate change – Every penny in our default strategy is invested in a sustainable way, and we plan to be net zero by 2040. It means your money makes a positive difference to society and our planet whilst delivering a strong financial return.
• Financial wellbeing for members – meaningful financial support is provided for all members because it’s important to us that they feel comfortable with their money.
• Smart Rewards for members – A free benefit for members – over 1,200 rewards, helping members to save an average of £400 a year in discounts at major retailers.