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Caunce O’Hara & Co

Umbrella Insure is a market-leading insurance product from the award-winning insurance brokers at Caunce O’Hara & Co Ltd.


They are specifically worded for the umbrella and payroll sector and provide comprehensive cover for the unique requirements of today’s fast-paced businesses.


With offices in Manchester, London and Aberdeen, Caunce O’Hara & Co Ltd are a Chartered Insurance Broker with a reputation for providing outstanding insurance services to Umbrella & Payroll and Recruitment companies for over 20 years.


Our flagship product, Umbrella Insure, provides comprehensive cover for trades considered “high risk” by other brokers, including Rail, Construction, Offshore Energy, Engineering, Oil & Gas, Aviation… and many more.


We have full underwriting authority on behalf of insurers meaning we can set our annual rates accordingly. Our efficient and dedicated in-house claims team will assist you when your insurance is called upon.


We are fully aware that the cost of insurance is usually the second largest overhead an umbrella company will incur. We are confident we can reduce that cost.


Umbrella & Payroll Insurance Services


  • Professional Indemnity
  • Public Liability
  • Employer’s Liability
  • Legal Expenses Cover
  • Contract Reviews
  • Office Covers
  • Associated Bloc Policies
  • Specialist Recruitment Industry Policies